Model shareholder loan agreement: This contract is signed by _ _ _ _ _ _ _ _ _ (hereinafter referred to as the lender) and _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the borrower) through full consultation, and both parties shall abide by it. Article 1 From _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The specific plans for the use and repayment of funds are as follows: Article 2 Lenders shall provide loans to borrowers on schedule according to the national credit policies and plans. Otherwise, liquidated damages shall be paid to the borrower according to the amount of default and the number of days of delay. The calculation method of the amount of liquidated damages is the same as the interest rate increase method of overdue loans. Article 3 The borrower is willing to abide by the lender's relevant loan measures and use the loan according to the purposes agreed in this contract. Otherwise, the lender has the right to stop issuing loans and recover or recover the loans already issued in advance. For the default part, interest of _ _ _% shall be charged as required. Article 4 The borrower guarantees to repay the loan principal and interest on schedule. If it is necessary to postpone the loan, the borrower shall submit a written application before the loan expires and sign a deferred repayment agreement with the consent of the lender. If the borrower fails to apply for an extension or both parties fail to sign an agreement on deferred repayment, the lender will charge _ _ _ _% interest as required from the overdue date, and can directly deduct the overdue loan principal and interest from the borrower's deposit account at any time. Article 5 Lenders have the right to inspect and supervise the use of loans, and learn about the borrower's plan implementation, business management, financial activities, material inventory, etc. The borrower shall provide the above information completely and truthfully. If the borrower violates the loan contract, the lender has the right to impose credit sanctions according to relevant regulations. Lenders can directly deduct the loan from the borrower's deposit account if they withdraw the loan in accordance with regulations or in advance. This contract is made in duplicate, one for the borrower and one for the lender. Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. _ _ _ _ _ _ _ _ person in charge: (seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Can operating property loans be repaid to shareholders?

You can't.

The bank's loan to the company is used as working capital for production and operation, not for you to repay the loan to shareholders. So it is not allowed.

Can the operating property mortgage be repaid to shareholders?

can

If the purpose of the loan is to repay the shareholder's loan, compare the amount of the loan to be repaid to the shareholder with other payables and long-term payables. If the purpose of the loan is to replace other bank loans, check the balance, term and conditions of the applicant's loan in the credit information system of the People's Bank of China, verify whether the amount of the applicant's long-term and short-term loans is consistent with the amount to be replaced by other bank loans, and check whether the formation time of the long-term and short-term loans in the continuous annual financial statements is suitable for the applicant's business situation.

Mortgage loan for operating property refers to the operating assets with stable cash flow (including but not limited to fee income, rental income and operating income, collectively referred to as operating income) generated by the borrower after purchasing or putting into use as the first repayment.

Can domestic foreign currency loans repay loans from overseas shareholders?

In principle, it is impossible. Foreign debt cannot be used to repay RMB loans. Huifa [2004] No.42 document does not allow foreign-invested enterprises to use foreign exchange settlement funds to repay RMB debts. In addition, if it is foreign debt settlement, it is also handled in the bank. The principle is basically the same as the fund settlement, and the purpose is to meet the purpose stipulated in the loan contract when registering foreign debts at that time.

So much for the introduction of shareholder repayment.