15000 car down payment of 30000. According to the traditional 4S shop car purchase method, the down payment for a car of 1.5 million needs at least 30,000 yuan, plus the upfront expenses such as purchase tax, insurance and licensing, and the actual down payment ratio exceeds 40%. Down payment refers to a part of the amount that consumers pay in advance when buying goods. For car loans, down payment is the money that consumers need to pay when they borrow money to buy a car. The minimum down payment ratio of a car is 20%, but the specific down payment ratio will vary according to different lending institutions and loan policies. Consumers can choose to borrow money from auto financing companies or banks to buy cars. After the loan application is approved, they will pay the down payment according to the relevant regulations of banks or auto financing companies. The down payment is calculated according to the total price of the car.