Because my aunt spent a lot of money on it, both the guarantee fee and the insurance premium will have interest, so it is normal to show that the insurance premium is deducted in batches.
Is it legal for Anyihua to collect guarantee fees and insurance premiums?
According to the law, it is legal for some companies or institutions to charge service fees. However, what kind of service charge, how to calculate the fee, whether to sign a contract and other requirements need to comply with the law. Whether the guarantee fee charged by Anyihua is legal or not needs to be judged according to the specific situation. When consumers apply for loans or installment business, if they are told that they need to pay extra guarantee fees or insurance premiums, they should pay attention to the specific items and amounts of the fees, otherwise economic losses and risks may be caused. Consumers are advised to carefully check the contract and related expenses before handling the installment business to ensure that their rights and interests are fully protected. If you encounter unreasonable charges, you can complain to the relevant departments.
How much is the security premium service fee of Anyihua?
Easy-to-consume insurance service fee specifically refers to the cost for users to purchase insurance services with loans. If the user
If you choose ordinary lending instead of extreme lending rights, then you don't need to pay the guarantee insurance service fee. To put it simply, the service fee of Easy-to-Spend Insurance itself is to increase personal credit by purchasing guarantee insurance or entrusting guarantee, thus reducing the time of system audit and improving the efficiency of lending.
I. General situation of the enterprise
Consumer Finance Co., Ltd. (hereinafter referred to as "Consumer Finance Company") is a technology-driven financial institution with a consumer finance license approved by China Banking Regulatory Commission. The company officially started its business in June, 20 15. In 20 16, 20 17, and 20 18, it completed three times of capital increase and share expansion, with a registered capital of 4 billion yuan. The company's business scope includes issuing personal consumption loans, borrowing from domestic financial institutions and domestic interbank lending. Won the top 50 leading financial technology enterprises in China and the top 500 service enterprises in China in 20 19.
Second, the design concept
LOGO design concept of instant consumer finance: LOGO color selection represents rational, inclusive, peaceful and stable blue, and the pattern is round, which consists of the names of horses and companies. The circle represents a standardized business system, which is simple and easy to remember, and a rotation speed embodies the meaning of one step, convenience and quickness.
Third, auspicious animals.
In the cultural concept of the Chinese nation, the horse represents the image of quickness, loyalty, persistence and diligence, as well as ability, talent and achievement. This is also very consistent with the positioning and cultural connotation of the consumer finance company immediately.
Fast-embodies the concept of fast, efficient and instant consumption.
Loyalty-such as the company's concept of serving the people, doing grassroots finance, integrating the public and the company, serving users better and providing users with more professional and humanized services.
Persistence-for example, on the road of independent research and development, the company team is brave enough to walk in front of others;
Diligence-such as the efforts of the company's entrepreneurial team and product improvement.