Ping An Credit Card Loan Conditions:
1. If you want to apply for a Ping An credit card, you must be at least 18 years old and have full capacity for civil conduct.
2. The applicant must hold a valid certificate to prove his identity.
3. Only applicants with good credit can successfully apply for Ping An Credit Card, and applicants cannot have bad credit records.
4. The purpose of the loan should be clear, and it should be clear where the actual loan needs to be used, rather than meaningless loan behavior.
We must agree to some other conditions put forward by Ping An Bank.
If the applicant meets the above conditions, he can apply for a Ping An credit card loan.
What is the loan process of Ping An Bank?
The application process is divided into six steps:
1. The applicant applies for a loan at Ping An Bank with his valid ID card and other relevant materials, and submits the required materials together.
2. Ping An Bank conducts loan review according to the application materials.
3. For applicants who meet the loan conditions, notify them to sign loan-related contracts at the bank.
4. If applying for mortgage loan, the borrower should go through mortgage registration and other procedures.
5. After all formalities are completed, Ping An Bank officially issues loans.
How to borrow a Ping An credit card loan? The detailed process is here!
Joint-stock banks are not much worse than the four major state-owned banks in the minds of residents. Many friends have already applied for credit cards in joint-stock banks like Ping An Bank. But many people only know how to spend with Ping An credit card, but they don't know how to borrow with Ping An credit card. Today, I will introduce how to use credit card loans for Ping An credit card users.
Ping An Credit Card can provide you with a variety of loans, such as bill installment, single consumption installment, premium installment and special reserve fund for consumption. Here, let's talk about how to borrow Ping An credit card loans through bill installment and special consumption reserve.
Bill installment payment
There are three application methods for bill installment, namely, telephone application, online banking application and SMS application. The specific operation process is as follows:
(1) Telephone application: Call Ping An Credit Card Customer Service, and switch to manual operation → apply for bill installment → wait for customer service to verify identity → inform loan amount and term → wait for SMS notification result.
(2) Online banking application: log in to Ping An Credit Card Online Banking → click "Financing by Stages" and select "Bill by Stages" → select the installment bill and installment time according to your own needs.
(3) SMS application: The cardholder receives the invitation SMS of Ping An Credit Card bill installment → confirm the installment amount and installment time → reply to the installment application instruction according to the content of the SMS.
Special reserve for consumption
The special reserve fund for consumption is a cash loan product provided by Ping An Credit Card for cardholders. The loan amount is 2000-300000 yuan, and the loan period is 6, 65, 438+02, 65, 438+08 or 24 installments.
The loan process is as follows: log in to Ping An Credit Card online bank → enter "installment financing" and select "special reserve fund for consumption" → fill in the loan amount, term and purpose → enter the transaction password and dynamic SMS password → wait for the audit result of Ping An Credit Card system.
How to borrow a credit card loan from Guangfa Bank? 8 channels for you to choose from!
How to borrow a credit card loan from China Merchants Bank? Just know how to use this function!
How to use Ping An credit card for loan?
If you have a Ping An credit card, you can try to apply for a special reserve fund of Ping An Bank and a large amount of credit card consumption, which can be called a credit card loan. Generally, cardholders can submit applications and materials to Ping An Bank with a good credit record and no bad overdue records, and they can get loans after approval.
So much for the introduction of Ping An credit card loan.