Nanjing e-loan is a personal credit loan product. Only users who meet the loan conditions can get loan funds. Users can APPly for loans through my Nanjing mobile app. When applying for a loan, there is no need to provide mortgage or guarantee. The credit line obtained can be used for personal and family consumption, such as decoration, car purchase, marriage, travel and study abroad. , but the loan funds shall not be used for buying real estate or investing in wealth management.
My Nanjing mobile APP supports 7×24 hours service, and users can apply for loans anytime and anywhere. The maximum loan amount is 500,000 yuan, which can be recycled within the validity period. The shortest term of a single loan is 7 days, and the longest is 1 year. You can choose the repayment cycle that suits you according to your personal situation.
It is understood that the expected annualized interest rate of Nanjing e-loan is based on the benchmark interest rate obtained by the central bank. The benchmark interest rate for loans within one year is 4.35%, and the e-loan interest rate in Nanjing will rise to a certain extent on this basis. It is suggested that you can consult the official customer service of the bank, and the actual interest rate at the time of loan shall prevail.
Can I apply for Nanjing E loan?
Nanjing e-loan is a personal loan product jointly launched by Nanjing Bank and Nanjing Information Center. To handle e-loan business in Nanjing, users need to meet the loan conditions: 1. The borrower shall be a legal citizen of China who is over 18 years old and has full civil capacity; 2. The borrower has a stable job and income, needs to work in Nanjing for more than two years, and has users who pay five insurances and one gold; 3. The borrower's personal credit record is good, and it meets the requirements for personal loan application of Nanjing Bank; Only users who meet the above basic conditions can apply for e-loan business in Nanjing.
Handling process: download my Nanjing mobile app and register as my Nanjing user; Fill in the loan application materials online, you need to fill in personal basic information, work information, etc. , but also face recognition; After submitting the loan application materials, the platform will pass the big data review; After approval, users can log in to online banking, and the quota can be enabled. Users who get loan funds can keep a good repayment record and repay on time.