I am a salesman in Toyota 4S shop, which is similar to the project and procedure of general bank car loan. The main reason is that the procedures have to be confirmed two or three times and submitted to the regional headquarters for re-examination. You don't have to bother to have a salesman to help you, but you should be prepared first, and don't think the loan procedure is complicated. It's not easy to borrow now. However, one thing to mention is that the interest rate of Toyota financial loans is relatively high, and now the monthly interest rate is more than 7: 00. A little higher than ordinary bank loans.
2. How long does the car mortgage usually take?
After the automobile mortgage, because the loan has been approved before, the loan speed is relatively fast after the user signs the automobile loan contract and handles the automobile mortgage. In particular, the choice of auto financing loans is generally 1, because direct loans from factories are faster than bank auto loans.
Therefore, as long as it passes the auto loan review, users don't need to worry about the time of lending. Car loan is different from mortgage, and the lending speed of car loan is relatively fast.
Matters needing attention in automobile mortgage
1, most car mortgages use mortgage cards instead of cars. That is to say, as long as you mortgage the relevant documents of the car to the lending institution, you can get GPS and use it as usual. Therefore, before making mortgage, we should first understand whether the car mortgage is mortgaged, so as to avoid institutions that want to mortgage the car as much as possible;
2. automobile mortgage's funds are usually used for short-term turnover. If you need a long-term loan, it is not applicable to borrow money with a car as collateral;
3. Because automobile mortgage often produces a vehicle mortgage loan with a long selection period, in the case of prepayment,
Third, how long does the car loan last?
Search: How long does it take to get a car loan?
Fourth, how long does it take to get a car loan?
Question 1: It's too simple for you to ask for a few days' loan for a car loan. The finance of the 4s shop is still borrowed directly from the bank. Every bank is different. Do you need notarization and mortgage? No matter where the loan is made, it is basically 34 days, so it will be fine. All of the above are very good qualifications for you.
Question 2: How long does it take to buy a car with a loan? First of all, approval: as long as your information is complete and meets the basic approval conditions of China Bank, approval can be completed within 3 working days.
Let's talk about loans first: At present, there are two forms of BOC car loans, one is ordinary consumer loans, and the other is card installment. If it is a card installment, it generally does not occupy the quota of the branch, which is about three working days, but personal consumption loans are not necessarily. This depends on whether the bank has a quota. If so, it will be able to lend on the second day after approval. If it has no quota, it will only be completed if it has a quota. This year's credit policy is tight, and lending is generally slow!
Question 3: It usually takes 3-5 working days for CCB to issue auto loans, but it may be a little nervous at the end of the year. I suggest the landlord can wait patiently for a few days. If the bank approves the quota for you, it will inform you by SMS and tell you that the special installment quota has been adjusted. Then you can swipe your card at the 4S store to get the car.
Question 4: How long does it take for a car loan bank to get a good loan? If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures;
If so, there is no need to sign such a contract. Finally, the bank issues loans to lenders. Generally, banks will issue loans within 2 to 3 weeks or 1 month after the approval is completed, and loans can be issued within 1 day at the earliest.
Question 5: How many days does it take for ICBC to apply for a car loan? Hello, the bank doesn't lend money on Saturday. How can I put it? It is very inefficient to use this bank only where you apply for a car loan. The application has been approved-your car loan contract has been prepared, your card has been processed and your car has been licensed-your car has been mortgaged and registered in the bank. After three days in China, the bank still didn't lend money, so the efficiency was really low. You can rush them.
For example, we handle car loans in Quzhou, and we are also ICBC. We all lend money within 2 days after mortgage, sometimes in the morning and afternoon.
You have to wait for Monday now, and the loan department of ICBC will not go to work on weekends, hehe.
Question 6: When is the loan date of CCB car loan? The basic process of applying for car purchase by installment with Longka credit card is:
(1) The customer first selects and tests the car at the dealer, and negotiates with the dealer to determine the purchase price;
(2) Show your credit card and ID card, and fill in the installment payment application form;
(3) Distributor submits customer application materials to CCB;
(4) After the application is approved, the customer pays the down payment to the dealer and goes through the relevant formalities;
⑤ After receiving the notice from the dealer to pick up the car, pay the final payment by credit card and pick up the car;
⑥ Repay by monthly installments through Longka credit card.
After submitting the information, it will take you some time to pay the down payment. After the down payment is completed, it will take some time for the credit card exclusive quota to arrive. As far as I know, it will take about 2 weeks altogether. Because there are many loans to buy a car now, the bank's monthly loan amount is not enough, so the loan time will be slightly two days later. If the exclusive quota is in place, you will receive SMS notification. After receiving the text message, you can take your credit card to the 4S store to swipe your card and get the car home.
Question 7: What is the process of car loan for several days? Solve the problem of bank car loan. The review procedures of bank car loans and credit cards by stages are relatively complicated, usually taking five working days or a week, and the requirements for the lender's occupation, income and credit are relatively high.
Loan car purchase process;
Consultation → Deciding to buy → Preparing materials, filling in forms → Submitting materials → Preliminary examination → Submitting to the bank for approval → Paying down payment → Selecting a car → Signing a car purchase contract → Picking up the car → Handling relevant formalities → Driving home → Repaying monthly.
Question 8: How long does it take for CCB to issue car loans? Under normal circumstances, it takes about 1~2 working days for users with cards to reply.
It takes a little longer to get the card. If the materials are complete, it will take 5-7 working days to reply, but it will be needed when the card arrives. It will be used when the loan amount is finally paid by credit card, so it will take about 65,438+00 days in the end. (Of course, it depends on whether there is a car. )
However, now that CCB has an accident, it can't lend money for the time being (the specific recovery time is uncertain, that is, when you can get on the bus is uncertain), so consider other financial institutions.
Question 9: How many days does ICBC usually lend car loans? After a week's review, it will be approved and the funds will be released after the green capital is pressed.
Question 10: How long does it take for a bank loan to buy a car? If you want to apply for a car loan, the premise is that you must pay the down payment first, so what you said is not a problem, and the 4S store will not give you a chance, so wait until the down payment and the upfront car purchase fee are collected.