1. Avoiding the risk of house seizure: Although house verification can avoid the risk of mortgage and house seizure to a certain extent, it is difficult to find out if the seller has other debts, such as private loans. Once the seller does not pay, the house is at risk of being sealed up. If the down payment is paid directly to the seller, there is no fund supervision, the seller is insolvent, and the buyer's money and house are gone.

2. Prevention of the problem of funds for selling houses with one room and two rooms: According to the regulations, when there is a situation of selling houses with one room and two rooms, who will generally transfer the house? The seller will resell the house to others without your knowledge. If the payment is made directly to the seller, the buyer needs to recover the money through litigation. If the transfer is not under the supervision of funds, the money will still be in the supervision account and will be returned directly to the buyer after the contract is terminated.

What is the supervision process of real estate transaction funds?

1. The buyer and the seller first sign an online contract, sign a fund supervision agreement, and determine the supervision bank and deposit and withdrawal account at the same time.

2. The buyer will deposit the transaction funds into a special account according to the contents of the fund supervision agreement, and then the system will automatically prompt that the transfer formalities can be handled.

3. The Buyer and the Seller shall go through the house transfer formalities in the lobby of the house management office.

4. After the house transfer registration is completed, the bank will transfer the purchase price to the seller's account according to the system instructions.

What are the precautions for fund supervision?

1. In the actual transaction process, the buyer often delays the payment of the purchase price after the seller completes the delivery of the ownership of the house, which may not only bring the risk of payment back to the seller, but also delay the purchase opportunities of those improved groups who need to "sell the old and buy the new". Fund supervision can protect the rights and interests of the seller.

2. If the buyer or seller chooses to handle the loan on their own, the intermediary can't know their loan qualification and it is difficult to control the loan process. At this time, if the time for self-handling loans is delayed, or the previous loan approval is unsuccessful, the rights and interests of both parties will not be guaranteed.

3. Capital risk exists not only in the seller's market, but also in the buyer's market. After signing the contract, the consumer and the seller should go to the relevant departments to verify whether the house being sold is in the state of sealing up, freezing and mortgage (known as "nuclear house" in the industry), and then transfer the funds through "fund supervision" so that the seller can get the money after the transfer. It can protect the rights and interests of the buyer to a certain extent.