For example, at present, the upper limit of personal loans for housing provident fund in Hefei is still 450,000, and the specific loanable amount will be calculated according to the coefficients of different early warning levels in the future. By the end of July this year, the accumulated balance of housing accumulation fund in Hefei was 40.493 billion yuan, the loan balance was 42.85 billion yuan, and the personal loan ratio reached 65.438+005.82%. Since 20 16, the individual loan rate of Hefei housing provident fund has always exceeded 95%, which is at a high level, and the issuance of housing provident fund loans is a de facto waiting list. With the implementation of the new "Measures", starting from September this year, Hefei Housing Provident Fund Management Center announced the personal loan interest rate to the public at the beginning of each month. When the personal loan interest rate reaches a certain range for two consecutive months, the adjustment coefficient of the upper limit of personal provident fund loans will be announced to the public from the third month and implemented from the next month. The warning level and corresponding control measures shall be announced to the public by Hefei Housing Provident Fund Management Center through public channels and reported to the Provincial Housing and Construction Department for the record.