1, buy a new house

Withdrawal amount: loan withdrawal, which can withdraw the balance of the provident fund one month before the signing date of the house purchase contract; Extraction should be done at one time. After the withdrawal in the current year, it can be withdrawn once in the following year, and the balance of the provident fund will be withdrawn to one year after the purchase (subject to the date of the purchase contract); The total amount that I and my immediate family members can withdraw shall not exceed the actual total purchase expenditure.

Step 2 buy a second-hand house

Withdrawal amount: if you apply for a housing loan, you can withdraw the balance of the provident fund as of the last month listed in the deed tax payment certificate; If the purchase price is paid in one lump sum, the balance of the provident fund one year after the corresponding housing consumption behavior occurs can be extracted (subject to the time listed in the deed tax payment certificate); The total amount that I and my immediate family members can withdraw shall not exceed the actual total purchase expenditure.

3. Repaying the house loan

Withdrawal amount: if the employee repays the principal and interest of the housing loan, it can be withdrawn once a year, and each withdrawal amount does not exceed the total principal and interest actually paid in the previous period. Among them, when the loan is settled, the balance of the provident fund can be withdrawn to one month before the loan is settled, and it will not be withdrawn after the loan is settled. The total amount that I and my immediate family members can withdraw shall not exceed the total amount of actual repayment expenses in the previous period.

4. Repay the loan in advance

Withdrawal amount: when the loan is settled, the balance of the provident fund up to one month before the loan is settled can be withdrawn, and it will not be withdrawn after the loan is settled. The total amount that I and my immediate family members can withdraw shall not exceed the total amount of actual repayment expenses in the previous period. At present, Alipay can handle three kinds of withdrawal business.

1, extraction without room

The most common way to extract no room is to rent a house. Once a year, the maximum annual withdrawal can be 12000 yuan.

2. Purchase and extraction

The withdrawal amount shall not exceed the actual amount.

3. Retirement withdrawal

You can withdraw all the balance in your account.

The above contents are for reference only, I hope I can help you. Thank you for your support to the business office. I wish you a happy shopping!