Most people who buy a car will not buy a naked car, that is, buy a full package. An all-inclusive price includes bare car prices, various taxes and fees, and some will also include mortgage fees and boutique fees.
All-inclusive price is also called "landing price" or "road price".
The price of bare car is the dealer's quotation, but after you buy a car, you still need to get a license plate to pay tax insurance on the road.
Landing price (all-inclusive price) = dealer quotation+listing+purchase tax+travel tax (including compulsory insurance)+insurance.
Of course, because different people choose different types of insurance, there will be a gap in the final landing price, such as buying a car by mortgage or buying a car in full. Because the landing price cannot be calculated specifically.
Simple calculation method of all-inclusive car price: naked car price+(purchase tax+license fee+vehicle and vessel use tax+compulsory insurance+third party liability insurance+vehicle loss insurance+whole car theft and emergency rescue+separate glass breakage insurance+spontaneous combustion loss insurance+excluding special insurance+no-fault liability insurance+vehicle personnel liability insurance+body scratch insurance, * * plan 13 insurance) = total car purchase cost.
Not all the above 13 types of insurance can be purchased, but in some areas, annual fees (bridge tolls and tolls) must be purchased. The amount paid by car buyers can only be lower than the above sum, and will never exceed the above sum.
Extended data:
For many people, buying a car is really not like buying clothes and shoes casually. After all, it is a "big deal", because it will cost several hundred thousand yuan. Therefore, if there is no mine at home, you must keep your eyes open, pay attention to the routine when buying a car, and don't fall into the pit, otherwise you will really regret it if you have no money.
First of all, crazy promotion, big discount. What crazy straight down tens of thousands of yuan, what enjoy ten thousand yuan value gift package, etc. Do you think it's a shame that 4S stores don't buy it at this time?
The price really looks low, and it will go up after buying it. Maybe so, but most of them are engaged in hunger sales. After all, 4S stores don't want to suffer. In addition, exhibition cars and stock cars will also be sold at reduced prices, and some are engaged in language games. However, the actual purchase is interpreted as requiring certain conditions, such as VVIP, big customers, civil servants and other restrictions.
The temporary order was rejected. How to break this routine? Easy car reminder, first determine whether there are screening conditions, and then confirm whether it is an exhibition car or a stock car. If it is really a stock car, and your economic strength only allows you to buy this one, then you need to have a keen eye and profound martial arts.
Be sure to look carefully before buying a car, no matter what power parameters, car materials, interior environmental certification, car displacement, mileage, or even an inconspicuous chrome plating, you must carefully review it.
Secondly, the so-called gift package, interior package. About this pit, be sure to check how much it costs online first.
Because of those so-called foot pads, seat covers, navigation, film pasting, thousand yuan gift packages and so on. Really worthless. Most of them are purchased in large quantities from 4S, and the quality is not guaranteed at all, let alone the noble value. Those gift packages called thousand yuan were bought on TB, two or three hundred.
Besides, people are poor and have little money, so buy a car loan. "Zero interest rate, low down payment, low monthly payment", cost-effective! At this time, it should be noted that this preferential financial policy may add some handling fees, which is actually not as practical as cash concessions. Therefore, for this seemingly cost-effective loan, we must ask clearly to avoid falling into the pit.
Everything is settled, go through the formalities of picking up the car! Don't worry, wait, we sell the car with insurance. After all, it is wrong to give up so many discounts. In fact, this is also unreasonable. Generally, there will be great rebates and profits when you insure outside, and the premium will be lower if you don't go out in the second year. By this calculation, a car can save thousands and eight hundred dollars. You must insist and learn to refuse.
As for the types of insurance, Easy Car Express pointed out that compulsory insurance, third-party liability insurance and car damage insurance are necessary, and others depend on personal circumstances and their own needs.
Everything is settled and the contract is signed. All the things discussed should be clearly listed in the contract, such as vehicle information, price, delivery time and place, mileage range when delivery, dealer's liability for breach of contract, etc. Even gifts should be marked with brand, quantity, specifications, or maintenance items, costs, times, etc. All the terms that can be thought of should be marked and read carefully to avoid disputes with dealers and troubles.
References:
China News Network-See through the car buying routine