Yes.
Yes, withdrawing the provident fund has nothing to do with personal credit problems. As long as the conditions for withdrawing the provident fund are met, the withdrawal can be made. According to the regulations, if an employee has one of the following circumstances, he or she can withdraw the housing provident fund account. The storage balance of: those who purchase, build, renovate or overhaul their own houses, those who are retired or retired, those who have completely lost their ability to work and terminated their labor relations with their units, those who have settled abroad, those who have repaid the principal and interest of home purchase loans, those whose rent exceeds their family salary income prescribed ratio.