There is no way to eliminate the number of credit accounts, which will always exist in personal credit reports, and with the use of credit, the number of credit accounts will increase. According to the explanation in "Introduction to Credit Report" in the central bank's credit information system, credit information can be divided into bad information, positive information and wrong information. Bad information will be kept for 5 years from the date of termination of bad behavior or event, positive information will always be kept in personal credit report, and wrong information will be corrected after raising credit objection. The number of credit accounts mainly consists of three parts: credit card accounts, housing loans and other loan accounts. You can check the number of credit accounts in the information summary section of the credit record.