A 9 million house can borrow about 7.2 million yuan. The standard of the first home loan amount is as follows: 1. Commercial loan: When a family buys the first house, the borrower can borrow at most about 70% of the appraised house price. For example, if the market price of the first house is 2 million and the appraised price is 6,543.8+0.8 million, then the maximum loan can be 70% of 6,543.8+0.8 million, that is, 6,543.8+0.26 million, and the remaining house price is 2 million-6,543.8+0.26 million = 740,000 as the down payment. 2. Provident fund loan: families use provident fund loans to buy the first suite. The area of the house purchased by the borrower is less than 90 square meters, and generally the maximum loan can be about 80% of the appraised house price. More than 90 square meters, the maximum loan can be 70%. In addition, the amount of provident fund loans is generally related to the amount and proportion of deposits, and the bank staff should be consulted for details.