Mortgage application conditions
1, a natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (exclusive); Foreigners and Hong Kong, Macao and Taiwan residents who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation.
2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate (or unmarried statement).
3. Have a good credit record and willingness to repay.
4, with a stable source of income and the ability to repay the principal and interest in full and on time.
5. It can provide legal, effective and reliable vehicle mortgage recognized by the bank.
6. Open a personal settlement account in the bank.
7. Other conditions stipulated by the bank.