The balance of housing provident fund can be withdrawn in advance, but the amount is limited, which usually cannot exceed the loan principal and interest returned from the last withdrawal to this withdrawal.

From July 20 17 1 day, the transfer and connection of housing provident fund in different places are all handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize "accounts go with people, money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the funding needs of paid employees for cross-regional housing purchases.

20 16, 18 On February 8th, according to the Notice of the Central Bank, the Ministry of Housing and Urban-Rural Development and the Ministry of Finance on Perfecting the Formation Mechanism of Deposit Interest Rate in Employees' Housing Provident Fund Account, the deposit interest rate in employees' housing provident fund account was adjusted from the current benchmark interest rate for current and three-month deposits divided by collection time to the unified benchmark interest rate for one-year time deposits on February 2nd.

Extended data

According to the relevant laws of China's Company Law, the functions of the company's provident fund mainly include:

1, make up for the loss. When the company loses money, it must try to make up for it, otherwise it will violate the principle of capital maintenance. Both surplus reserve fund and capital reserve fund can be used to make up for losses.

2. Expand the production and operation of the company. Without increasing capital, it is undoubtedly a convenient and quick way to expand the company's production and operation with the provident fund drawn over the years.

3. Increase capital. When necessary, the company may convert the common reserve fund into share capital.

4. It can be used for dividends under special circumstances. Generally speaking, when a company has no profit in that year, it shall not distribute dividends. However, in order to maintain the reputation of the stock, the company can use the surplus reserve to distribute dividends at a ratio of no more than 6% of the face value of the stock after making up the losses with the surplus reserve. However, after dividend distribution, the statutory surplus reserve fund of the company shall not be less than 25% of the registered capital.

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