According to age, the maximum loan for men is 65 years old and that for women is 60 years old.

According to the age of the house, the service life of the house-the existing age of the house.

Take the minimum value between room age and age.

The loan period of the provident fund is only 20 years.

In addition, provident fund loans can be mixed with commercial loans, but the term should be the same.

If you want to borrow for 30 years, you can only borrow pure commercial loans, and the provident fund can be used to repay commercial loans, which is also allowed by this bank. If you want to use your father's provident fund, you should either live a shorter life or let your father participate in the loan. You can solve this problem at the local real estate agent where you sell your house. As long as you tell them your problem, they will help you solve it. Your problem is not big.