The amount of floating is determined by the bank itself, according to its own capital and real estate policy. If the original quota is limited, according to this year's real estate loan quota, it will be even less. This year's policy is not to exceed three floors at most. Therefore, local banks either raise interest rates or simply do not lend money.

Applying for a mortgage loan for a new property is usually a joint venture between the developer and the bank, but you are not convinced and there is nothing you can do. If you want to apply for a mortgage loan by changing banks, you must go to the bank to go through the access procedures first. This program costs 1 10,000 to 20,000, and you spend more.

What about applying for a mortgage? You can make a big fuss with a little money.