No job is suitable for you, only whether you are willing to do it ~ ~ difficult and illusory ~ ~ ~

Second, what does the loan supervisor do?

Working hours: all-weather, because you are committed. Salary: 900 to often relaxed and free. But there are very few cases. Men are suitable for comfortable jobs, and they are not suitable for comfortable jobs. Generally, girls do a lot of work, mainly as car supervisors, because it is similar to clerks. There is another person who likes ease or 40 or 50 years old.

Three. What is the loan supervisor and what are the legal consequences?

The repayment supervisor has the responsibility to urge the borrower to repay in full and on time. In order to maintain financial order, ensure the safety of credit funds and timely recovery of loans, the lender has the right to supervise and inspect the use of loans during the performance of the loan contract. Civil law emphasizes the equality of civil subjects. If the borrower fails to repay the loan in full and on time, the supervisor may be obligated to repay the loan. The supervisor's role is equivalent to the guarantor, and he needs to bear the joint repayment obligation, so you should not easily be the guarantor of the loan for others. The meaning of supervising repayment should be judged from the contents of loan contract and IOU. If the role of supervising repayment is equivalent to guarantor, it is necessary to undertake joint repayment obligations. Article 686 of the Civil Code of People's Republic of China (PRC) includes general guarantee and joint liability guarantee. If the parties have not agreed on the way of guarantee or the agreement is unclear in the guarantee contract, they shall bear the guarantee liability according to the general guarantee. Article 688 Where the parties stipulate in the suretyship contract that the surety and the debtor shall be jointly and severally liable for the debts, it is a suretyship of joint liability. When the debtor of joint and several liability guarantee fails to perform the due debt or the circumstances agreed by the parties occur, the creditor may require the debtor to perform the debt, or may require the guarantor to assume the guarantee liability within the scope of its guarantee.

4. Who can tell me whether the bank lends money to buy a house and whether the bank has supervision over the real estate?

According to the Bank's Measures for the Administration of Individual Housing Loans, "the lender should have a stable occupation and income, good credit and the ability to repay the loan principal and interest on schedule.

Lenders also need to issue legal and bank-approved certificates of stable economic income in the past two years. Those freelancers, self-employed, those who have no specific work units and no work units can't issue income certificates. But as long as you give the bank a receipt for paying personal income tax in the past two years, the bank will determine your income and repayment ability according to the amount of personal income tax you pay. If other conditions meet the requirements, the bank will give you a loan. Generally speaking, bank loans require borrowers (singles or couples) to have a total income of twice the monthly repayment amount in order to ensure a safe repayment ability. The specific requirements also depend on the specific regulations and methods of banks. At present, the proportion of new housing loans can reach up to 80%, and the proportion of second-hand housing commercial loans can reach up to 70%. Mortgage loan refers to a loan that is mortgaged by the borrower's or the third party's property and issued in accordance with the agreed mortgage method. The collateral of mortgage loans can be their own or others' property, including real estate, cars, etc. If the borrower fails to perform the debt, the bank has the right to dispose of the collateral used as guarantee. Assets as collateral must be easy to sell. When the borrower goes bankrupt and liquidates, the bank can become the priority creditor, and the collateral can reduce the credit risk of the bank to a certain extent.