If the user's loan from Weizhong Bank can't be replaced, he can apply to the online customer service of the bank for repayment negotiation to see if it can be postponed or reduced. If the bank doesn't agree, users need to find ways to pay back the money, for example, find friends and relatives to pay back the current repayment first, so as to prevent the more serious impact caused by loans overdue. Because the loan of Weizhong Bank is collected at the meeting, loans overdue will directly affect the personal credit of users. If you want to apply for the products of Weizhong Bank, or apply for the products of other service platforms, it will have adverse effects, so it is not advisable to default, and Weizhong Bank will also collect them. The above is what to do if Weizhong Bank's loan is still not available. Consequences of Weizhong Bank's loans overdue

1. Bear a high penalty interest: If Weizhong Bank's loan is not repaid, it will face a penalty interest first. For example, after a small loans overdue, it will deduct 5% of the penalty interest every day;

2. Collection collection: Although Weizhong Bank will not collect money violently like some usurers, it will contact the relatives and friends of borrowers by telephone and information;

3. It is included in personal credit information: loans overdue of Weizhong Bank is required to receive credit information, which will affect users' subsequent applications for loans and credit cards, as well as their daily lives.

This article mainly focuses on the knowledge about how to deal with the loan from Weizhong Bank, and the content is for reference only.