1.20 15, 1, 1 until February 28th, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 5.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.6%; 1-3 years (including 3 years) 6%; 3-5 years (including 5 years) 6%; More than 5 years, 6.15%;
Two. From March 1 day to May 15, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 5.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 5.35%; 1-3 years (including 3 years) 5.75%; 3-5 years (including 5 years) 5.75%; 5.9% for more than 5 years;
Three. From May 20 1 1 year to June 27, 20 15, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 5.1%within 6 months (inclusive); 6 months to 1 year (inclusive) 5. 1%; 1-3 years (including 3 years) 5.5%; 3-5 years (including 5 years) 5.5%; 5.65% for more than 5 years;
Four. From June 28th, 2065438 to August 25th, 2005, the benchmark annual interest rate of loans announced by the People's Bank of China was as follows: 4.85% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.85%; 1-3 years (including 3 years) 5.25%; 3-5 years (including 5 years) 5.25%; 5.4% for more than 5 years;
5.20 15 From 26 August to 20 15123 October, the benchmark annual interest rate of loans announced by the People's Bank of China is as follows: 4.6% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.6%; 1-3 years (including 3 years) 5%; 3-5 years (including 5 years) 5%; More than 5 years, 5.15%;
Intransitive verbs 20 15 to1October 24-12 to 31February, the benchmark annual interest rate of the loan announced by the People's Bank of China is as follows: 4.35% within 6 months (inclusive); 6 months to 1 year (including 1 year) 4.35%; 1-3 years (including 3 years) 4.75%; 3-5 years (including 5 years) 4.75%; More than 5 years, 4.9%.
20 15 what is the loan interest rate of China people's bank?
1 and 20 15, the People's Bank of China adjusted the benchmark interest rate five times. The adjustment time is 20 15.3. 1, 20 15.5. 1 1, 2065438. The loan interest rate is as follows:
2.20 15, 151October 24th, the interest rate of individual housing provident fund loans is adjusted as follows:
(1) loan term: less than five years (including five years), and the annual interest rate of the project (%): 2.75.
(2) Loan term: more than five years, and project annual interest rate (%): 3.25.
Extended data:
The adjustment of interest rate floating range is an important link in the reform of interest rate marketization. The central bank has been cautious in implementing this measure. For many years, the deposit interest rate has been kept from floating up or down temporarily, and the loan interest rate can be lowered from 10% to 70% on the basis of the benchmark interest rate.
However, this policy began to change on June 8, 20 12. The People's Bank of China allowed commercial banks to raise the deposit interest rate to 10% of the benchmark interest rate, and the pace of interest rate marketization began to take off gradually.
Previous adjustment
1. The People's Bank of China has decided that as of June 8, 20 12:
(1) Adjust the upper limit of the floating range of deposit interest rate of financial institutions to 1. 1 multiple of the benchmark interest rate;
(2) Adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.8 times of the benchmark interest rate.
2. The People's Bank of China decided to adjust the lower limit of the floating range of the loan interest rate of financial institutions to 0.7 times of the benchmark interest rate from July 6, 20 12. The floating range of individual housing loan interest rate will not be adjusted, and financial institutions should continue to strictly implement differentiated housing credit policies and continue to curb speculative investment in housing.