The housing loan of CCB is 200,000 yuan, and the loan is 17 years. Now it has been repaid for 6 years, and the loan is 5.39 yuan. Is it cost-effective to settle it all?

This is the annual interest rate of commercial loans.

CCB has the right to float the loan interest rate within a certain range.

Because CCB is a state-owned commercial bank.

Doing business for their country. ...

The mortgage interest rate is 5.39%

It is 1.5438+0 times 1 year, and the annual loan interest rate is 4.35%.

It is 1. 1347 times of the annual interest rate of China People's Bank 1-5-year (inclusive) loan of 4.75%.

It is 1. 1 times the annual interest rate of the People's Bank of China for loans with a term of more than five years.

Relatively speaking, the fluctuation range is not too large.