1. The loan acceptance department applies for a loan;

2. Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;

3. Review the materials. The borrower and co-borrower go to the student financial assistance management department of the county (city, district) Education Bureau to receive the registration form, and provide two identification materials (including the borrower, co-borrower ID card and copy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the county Education Bureau;

4. Sign the contract. The borrower and co-borrower himself signed the Loan Contract for Student Credit Loan of China Development Bank, signed the loan contract and authorized the Postal Savings Bank to deduct the loan principal and interest from the above account;

5. Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application;

6. Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;

7. Repay the loan. After the borrower graduates, the student and co-borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.