The interest on Ping An Bank's consumer loan is calculated at the monthly interest rate. At present, the monthly interest rate of this product is 2. 16%, the borrower's service life is three years, and the three-year monthly interest rate is 2. 10000 yuan.

Monthly repayment100216%10000/3 years =2 16278=493.

If so, the principal and interest for three years will be 49336 installments = 17748.

2. What is the minimum monthly interest rate of Ping An Bank after 20 100000 three years?

Credit companies generally have a minimum interest rate of 78%, and the specific interest rate will be determined according to your situation. The lowest interest rate has certain requirements for overdue credit inquiry credit records.

3. Excuse me, how much is the monthly repayment of a loan of 50,000 yuan from Ping An Bank in Dongguan, plus interest, principal and management fee? Ask Youyou to give the concrete algorithm and results. thank you

The monthly repayment is 1524.5 yuan, and the total interest is 488 1.94 1.95438+0 yuan. Calculation can be Baidu real estate calculator. Even the bank staff don't know how to calculate the specific algorithm, and the bank won't tell you. Just use the mortgage calculator directly.

Fourth, Ping An pays 10,000 yuan a year and 10,000 yuan in three years. What is financial management?

It is a wealth management insurance annuity of Ping An Insurance, with a universal account attached, and the annual payment is 1 10,000 yuan, which is paid in three years. Return it regularly every year. Enter the universal account, with daily interest and monthly compound interest. The settlement interest rate of universal account is guaranteed to be 1.75% ~ 2.5%, and the interest rate actually announced is about 3.8%~5%. You can increase the premium and deduct a little management fee.