With the improvement of the convenience of social networks, people now don't need to bring cash when they go out. Do you need to spend money on a mobile phone to solve everything? Wechat, Alipay, scan the code in one minute to complete the payment. What if WeChat or Alipay runs out of money? It doesn't matter, there are all kinds of small loans, credit cards, flowers, whatever you choose, I'm afraid you won't pay it back, I'm afraid you won't borrow it. In line with the international consumption concept, it has become the choice of many contemporary young people to consume first and then repay. The following protagonist used a loophole in the credit card to steal 23 million yuan, but was she held accountable?

Like many overseas students, Li Jiaxin is just an ordinary credit card user. She doesn't have any more income, so she spends money by swiping her credit card every month. She spends money this month and pays it back on time next month. However, in an ordinary consumption, she unexpectedly found that her credit card seemed to have no limit. She feels strange, but she dare not brush too presumptuously for the time being. After all, she is still afraid of repayment. At first, she did small and medium-sized consumption, and found that it seemed nothing. Slowly, she began to buy what she wanted, regardless of the price, buying a bag and a car, eating, drinking and having fun, but the good times didn't last long, and what should come would still come.

During the period of 20 14 -20 15, Michele Monique Reis spent nearly 4.6 million euros (more than 23 million RMB) in just1month, but it was not until April of 20 15 that the bank realized this loophole and immediately stopped using it. On may 20 16, Li Jiaxin was arrested and charged with dishonest obtaining economic benefits, fraud, etc. Here, everyone must think that the story behind is that the protagonist will definitely go to jail. Surprisingly, however, when Michele Monique Reis first appeared in court, the judge questioned the case, saying that she might not have broken the law. Michele Monique Reis also argued that she thought it was a huge sum of money transferred by her parents. In view of the fact that the main responsibility lies with the bank itself and various unreasonable evidences, one and a half years later, the Australian prosecutor dropped all charges against Michele Monique Reis, and she successfully returned to Malaysia to reunite with her family.

After this sensational case in Australia, I believe that banks will be more alert and pay more attention to account management system than before. After all, no one wants to be the protagonist of the second "bank loophole case". Westpac, which suffered heavy losses in this case, can only accept the decision of the police and the prosecution, but they said that they would not give up and would do everything possible to recover the losses, such as taking civil proceedings.

After knowing this result, netizens exclaimed in succession. What luck! It's a windfall. Of course, many people feel sorry for the losses of banks. Others said, will this international student adapt to life without this "lucky" credit card in the future? What kind of mentality will she use to live? After all, the concept of consumption has been redefined, and it takes a lot of time to overcome accepting the original self.