Can I borrow money with 580 Alipay points? These 5 platforms say yes!

Now, Alibaba has achieved a dominant position in many fields, including private credit reporting. In the world of online loans, there are many loan platforms that depend on the score. If the score is not good, it will be difficult to get a loan. So, can I borrow money with 580 Alipay points? In fact, you can borrow money with an Alipay score of 580, but there are not many platforms where you can borrow money. Here, I will introduce you to some platforms where you can borrow money.

Kuaiyihua

An old product under Wanda Financial, there are many people applying. As long as you are 20-60 years old, you can apply. The minimum loan interest rate and the daily borrowing limit are 1,000. - Between 50,000 yuan and 50,000 yuan, grab the quota every day and choose the right time.

58 Consumer Loan

58 Citywide and Flash Bank*** are the same small loan products. Just enter the 58 Consumer Loan official website, click on 58 Consumer Loan, and fill in your real-name mobile phone number to authenticate the individual. Information, just authorize credit card statement email, Weibo, academic qualifications, etc. The lowest interest rate is 0.75 per month.

Get it empty-handed

Pure credit loan, the better the borrower’s credit, the lower the loan interest rate that can be obtained, the maximum amount can reach 200,000 yuan, and the borrower’s age is required Be over 22 years old, have good personal credit, have a real-name mobile phone number, and the mobile phone number, ID card and bank card information are consistent.

Manyidai

The biggest feature of the mobile phone loan product that you can borrow and repay anytime is that it supports early repayment, with interest calculated on a daily basis. There will be no subsequent charges for early repayment, and you must be of certain age. If you are between the ages of 18 and 55, you are a registered Baidu user, you have a stable job and good credit, you can apply.

Secret Fund

Alipay's mini loan product, Alipay APP, click "My" - "Ant Member" in sequence to see the entrance, adopt an invitation system, and borrow money The deadline is only 500 yuan, and the payment is very fast.

Where can I borrow money for Zhimafen 580? The threshold for these 5 slots is less than 580 points!

Now, my country's private credit reporting agencies have reached a certain scale, and the influence of individual agencies is already very huge, such as Sesame Credit. Many online loan platforms can lend money to external parties with Zhima points. So, where can Sesame Fen 580 borrow money? Today I would like to introduce the relevant content to you.

China Merchants Union Consumer Finance is a platform approved by the China Banking Regulatory Commission, and its Haofi Dai has always been popular among borrowers. Requirements: Aged between 23 and 60 years old, with a stable source of income. Most people’s first deposit is about a few thousand yuan. As long as they repay on time, the amount can be gradually increased.

Ant Jiebei

Ant Jiebei is a well-known lending product under Alipay. Many users want to open and borrow money. Requirements: Have an Alipay account, and have Sesame points above 600. It is worth noting that meeting these conditions may not necessarily lead to 100% loan opening. Sometimes character is also important, and these two are the most basic conditions.

Ant Huabei

Huabei is a loan product under Ant Financial. It does not require you to provide mortgages and guarantees, and you can open it if you have good comprehensive credit. Huabei's credit limit cannot be withdrawn in cash. It mainly supports consumption through Alipay. The loan period is up to 41 days. You can choose to repay it at any time after the bill is issued on the 1st.

Alipay Reserve Fund

Alipay Reserve Fund is a new small credit product with a very low limit of only 500 yuan and a term of 7 days. However, due to the interest-free borrowing, Still very popular with borrowers. Everyone is the same. You cannot raise the amount. You can borrow it twice a month, which is equivalent to a total monthly limit of 1,000 yuan. You can borrow it in two installments and you must repay it before you can borrow it again.

A loan platform that can be applied for by Zhimafen 580! It’s easy to apply for these 5!

In the credit industry, Sesame Fen is very influential. Many platforms require borrowers to provide sesame points when conducting loan review.

So, what are the loans that Zhimafen 580 can apply for? Today I will introduce the relevant content to you here.

There are not many loan platforms that you can apply for with a Zhima score of 580. Here are 5 with relatively high chances for your reference.

Backup Fund

Alipay Backup Fund is a mini loan with a limited time limit, suitable for users who need money urgently in the short term. It was an interest-free loan at the beginning, but now you need to pay when you reapply after the revision. A certain amount of interest must be repaid in time, otherwise it will affect the sesame points.

Xinyidai Micro Loan

BOC Consumer Finance is a relatively well-known loan platform in the industry. It has a product called Xinyidai Micro Loan. The review speed is relatively fast. You can apply if you are over 18 years old and have a stable job, and the credit requirements are relatively high.

Linglinghua

Linglinghua is a product known as a wallet for young people. Merchants Union Consumer Finance’s pure credit loan is designed to provide small amounts for college students and young white-collar workers. For financial services, the down payment amount is generally around a thousand yuan, and the number of periods is 1, 3, 6, etc., and requires authorization from Alipay, Xuexin.com, etc.

Weilidai

Weilidai is a loan platform under WeBank. You can find the icon in the wallet of mobile QQ or mobile WeChat. It adopts an invitation system. If there is no entrance, it means that it is temporary. If you do not meet the application conditions, the maximum limit is 300,000 yuan, which can be borrowed and repaid at any time, and the annualized interest is about 18.

360 IOU

360 IOU is a popular mobile phone loan in Internet finance, with a maximum limit of 200,000 yuan. It often offers various activities, including interest-free coupons, You can get coupons, and the maximum loan period is 12 months. It is easier to apply if you have a high Sesame score.

Where can I get a loan with a bad credit score of 580?

If your Zhima credit score is not less than 600 and the user meets the requirements, you only need to upgrade your Alipay wallet to the latest version to use the "Borrowing" loan in the "Wealth" column of your Alipay wallet Function. 2. Jiebei is a consumer credit product of Ant Micro Loan. Users with a Sesame score of no less than 600 have the opportunity to use personal consumption loans. Based on the score, users can apply for a loan of up to 50,000 yuan, and the applied amount can be transferred to Alipay balance. The maximum repayment period of "Jiebei" is 12 months, the daily interest rate of the loan is 0.045, and you can borrow and repay at any time. 3. Although it is convenient and fast to use Alipay to "borrow" a loan, the interest rate is relatively not low, so remember to overdraft within your ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

Do you have any flowers?

Not 100

Did you borrow it?

How can I get a loan based on my Alipay credit score?

What is the credit level of Alipay to get a loan?

Alipay credit can only prove how many goods you have traded and how much you have received. Good reviews, medium reviews, bad reviews. It has nothing to do with loans, because Alipay is not a banking institution. It only allows buyers to evaluate your goods information as a seller during transactions. Generally speaking, high evaluation, especially high praise, will attract customers to buy things

Can I use my Zhima Credit Score in Alipay for loans in Alipay? If so, how many points will it take? 20 points

Generally above 600 points, it depends on the situation. I don’t often use Alipay. When my credit reaches 583, I will get a message saying that I can get a loan

How to get a loan with Alipay Sesame Credit mobile version Alipay Sesame Credit score loan method

Alipay

Sesame Credit 650 or above

Method/steps

Log in to your Alipay account and click on the main interface "Sesame Credit".

Then you can see your Sesame Credit score. If it is not 650, you can click "Credit Improvement" to complete related tasks. If so, click Credit Life in the lower right corner.

Then in the financial column, you can see the picture of "Good Period Loan" and click to enter the authorized login. Of course, those who don’t have an account need to register an account first.

After authorizing and logging in to the term loan, click on the limit in the navigation, and then click "Apply for Limit". Then fill in the information carefully and click Apply.

After applying, there will be an approval result soon. It may have failed the first few times. You can apply multiple times. I also applied four or five times before I was approved.

After passing the application, you can apply for a loan. The loan can be repaid in 3, 6, or 9 installments. Personally, I think the interest rate is quite expensive.

Use Alipay credit points for loans

Applying conditions:

1. Have a fixed residence in China, have a permanent residence in a local town, and have full civil capacity. Chinese citizens aged 18-65;

2. Have a legitimate and good occupation with stable economic income, and have the ability to repay the principal and interest of the loan on time;

3. Abide by the law and have no Illegal behavior and bad credit record;

4. The purpose of the loan is clear, in compliance with national regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.

How can I get a loan with an Alipay credit score of 606?

You cannot get a loan with just a Zhima score. Don't do it blindly.

Documents required for the loan:

1. Identity cards of the borrower and his wife;

2. The borrower’s household registration book/non-residents need temporary residence permit and household registration book ;

3. Marriage certificate/divorce certificate or judgment/single certificate;

4. Proof of income;

5. Education certificate;

6. Bank statements;

7. Other properties;

8. A copy of the business license of the unit (with official seal);

9 , certificate of deposit, etc.;

10. If the borrower is a corporate legal person, it must also provide an annual inspection business license, tax registration certificate, organization code certificate, corporate articles of association, and financial statements;

11. Other information required by the bank.

What is the Alipay Zhima credit score required to get a loan?

Hello! A credit score of 650 or above is considered excellent and you can apply for a loan. Hope it helps you, please adopt!

How to get a loan with Alipay Zhima credit score of 580

How much is needed?

How to get a loan in the latest version of Alipay

Alipay loan business "borrow" in Alipay, as long as you are a Sesame Credit user, you can apply for a personal consumption loan of the corresponding amount with your Sesame points. , you can get up to 50,000 yuan. This is equivalent to a credit loan (). 1. Open your Alipay wallet and click "Wealth" to view Zhima Credit Score

How to borrow money with a Zhima Credit Score of 580 on Alipay

Ant Jiebei in Alipay provides real-time borrowing services. After the loan is successful, the funds The account balance will be reached within 3 minutes. Currently, borrowing is evaluated based on the comprehensive situation of the Alipay account. It is recommended to use more Alipay accounts. Alipay will re-evaluate the Alipay account in real time, and will give the corresponding amount if it meets the requirements. ;

Can I get a loan with my Alipay credit score?

Hello, I am happy to answer your question

Yes, there is a portable loan in the mobile Alipay wallet, which can be used according to the Sesame score loan, the higher the score, the more you can borrow

Count the money directly! These Sesame Credit 580-point loan platforms are lending!

In recent times, private credit reporting platforms have developed extremely rapidly, such as Sesame Credit, Tencent Credit, etc. I found that many people are concerned about the loan platform that can apply for Zhima Credit with a score of 580. Today I will introduce to you 5 Sesame Credit 580-point loan platforms.

The five loan platforms introduced to you today are Ant Huabei, Wangshangdai, Home Credit Super Loan, Anyihua and Xinyidai micro-loan. These five platforms all offer loans starting from Zhima points of 580 or above. Friends in need can pay attention.

The specifics of these five platforms are as follows:

Ant Huabei

Ant Huabei is a Zhima loan platform. You can apply for loans with a score of 580 or less, and the credit limit is a few thousand yuan. The amount can reach hundreds of thousands of yuan, the loan period is up to 41 days, and installments can also be processed.

Online Shangdai

Online Shangdai is also a Zhimafen loan platform, which can provide borrowers with loans of 2 million yuan. The actual loan amount depends on the borrower's comprehensive evaluation results. The daily loan interest rate of online merchant loans is as low as 0.016 and as high as 0.047.

Home Credit Super Loan

Home Credit Super Loan is a platform with foreign investment background. You can apply with a Sesame Credit score of 580. The loan limit ranges from 2,000 to 50,000 yuan. The longest loan is The term is 48 issues.

Anyihua

Anyihua is a consumer finance company. It has a Sesame branch which makes it easier to apply. The loan limit is between 1,000-50,000, and cash withdrawals and installments can be made within the limit. , consumption, approval and loan can be completed in three minutes.

Xinyidai micro-loan

Xinyidai micro-loan can borrow up to 20,000 yuan, but the initial loan amount is generally relatively low, using manual plus system automatic method, usually You will know the results on the same day.