As many people know, China Construction Bank, as a state-owned bank, has very low loan interest, and its quick loans include many different products. Today, we will introduce the differences between fast e-loan, car e-loan, financing e-loan and pledge loan. What are the loan amount, term and application conditions respectively?

1, fast e-loan

Mainly through the online channel of CCB, it is a small credit loan, which is very suitable for office workers. They can apply for a loan quickly without leaving home or going to the bank.

Product features: you can borrow it if you have a quota, and you can repay it if you borrow it. Interest is calculated on a daily basis.

Loan amount: 1, 000 ~ 300,000 yuan

Loan term: 65,438+02 months, occasionally 24 months or 36 months.

Application conditions: age 22-60, deposit in CCB, outstanding mortgage, and wealth management products.

2, car e loan

This product also belongs to Jianxin Express Loan, which is a loan service for small partners who want to buy a car. The main processes are application, approval, signing, booking dealers, inquiry and repayment.

Loan amount: 1, 000 ~ 300,000 yuan

Loan term: 12 months or 36 months.

Application conditions: Tongkuai Easy Loan

3. Financing electronic loans

Many people will confuse fast e-loan with financing e-loan. In fact, the two are similar, but the difference is that the amount is higher and the term is longer. You can apply online, but you need to go to the local CCB to sign the contract, and the handling fee will be a little more troublesome.

Product features: online application, offline contract signing, loan repayment and daily interest settlement.

Loan amount: 50,000 ~ 3 million.

Loan term: 60 months at most.

4. Pledged loan

If the credit is not good, you can choose to apply for pledged loans with local and foreign currency time deposits, electronic government bonds, fixed-term RMB personal wealth management products, large deposit certificates and insurance policies (the applicant and the insured must be the same person).

Loan amount: 1000 ~ 3 million yuan

Loan term: the longest 12 months.

To sum up, CCB's fast loans are mainly divided into these different products. You can choose the most suitable loan according to your actual situation. Generally speaking, there are many applicants for fast e-loan, because it is the simplest and can be handled by mobile phone.