1. Can foreigners get loans with passports?
Loans can only be made if they meet their requirements.
loan application conditions:
1. To have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
loan application materials:
1. Loan
2. Credit information of the lender in the past six months, and the credit information is good;
flowing without interruption;
4 Ming (rental contract, real estate license, recent three
5, income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund
If you want to borrow a higher amount,
2. Can foreigners borrow with their passports?
Loans can only be made if their conditions are met.
loan application conditions:
1. To have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
loan application materials:
1. Lender's ID card;
2. The lender's credit information in the past six months is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. proof of the lender's residence permit (rental contract, real estate license, water, electricity and gas invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policy and provident fund can also be lent monthly.
if you want to borrow a higher amount, you can make mortgage loans, such as houses and cars.
3. What are the restrictions for foreigners to purchase houses with loans?
1. Foreigners need to use real-name registration system to purchase houses in China, and the property rights registration department should strictly handle it when handling property rights registration. If anything does not meet the requirements, it cannot be registered.
2. You need to pay the house price in RMB, and you must also provide proof of the source of RMB; It is also necessary to provide valid passport certificate, valid employment contract or student status certificate for more than one year, commercial housing sales contract or pre-sale contract, pre-sale contract registration and other relevant certificates.
3. Foreigners buying houses in China should not only notarize the sales contract, but also meet the qualification of buying houses in China.
what conditions do foreigners need to meet when buying a house in China?
1. Foreign buyers need to live in China for one year.
2. Foreigners need to indicate their foreign names and Chinese names when signing the contract.
3. Foreign property buyers need to provide their identity certificate, passport, residence permit, notarized Chinese name, work certificate and residence certificate in China. The certificate should indicate both the Chinese name and foreign name of the property buyer.
4. All notarized materials provided by foreign buyers need to be translated into Chinese if they are in foreign languages.
5. After all the materials are prepared, they need to be submitted to the Beijing Foreign Affairs Examination and Approval Office for review.
6. If a foreign property buyer needs a mortgage loan to buy a house, but has no stable income in China, the marriage certificate, income certificate and spouse's consent to the mortgage loan certificate provided by him need to be notarized by the local notary office.
fourth, can I borrow money with my passport?
No, only my passport is universal. There is no hukou book in other countries.