Legal analysis: Shanshui Pratt & Whitney Loan is a platform that can provide loans to users. This platform has been online for some time. Relatively speaking, Shanshui Pratt & Whitney Lending is a regular company. At present, there is no negative news of violent collection, and the privacy protection of users is relatively in place.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.