1. How long will online loans go to jail?

Although under normal circumstances, overdue will not involve criminal offences, and basically there will be no cases of being sentenced or even imprisoned, there is a "but" in everything:

It is the bottom line of breaking the law. If the lender finds the following circumstances overdue, it may be sentenced:

1, suspected of loan fraud

The crime of loan fraud is an act of fabricating false reasons such as introducing funds and projects, using false economic contracts and false supporting documents, using false property rights certificates as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of loans in other ways, with a large amount.

2. Suspected of fraudulent loans.

The crime of defrauding loans is an act of obtaining loans from banks or other financial institutions by deception, which causes heavy losses to banks or other financial institutions or has other serious circumstances. According to the provisions of Article 175 of the Criminal Law, whoever defrauds a large amount of loans shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention and a fine or a single fine; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

3. Suspected of credit card fraud

Malicious overdraft of credit card refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Malicious overdraft, credit card fraud, the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.

Second, what should I do if the online loan is sued for overdue?

For those who are sued for owing online loans, the creditor's main purpose is to make the debtor repay, and naturally they will not be sued. Otherwise, the debtor needs to be prepared to respond to the lawsuit. If the defendant has the ability to repay the debt for free, he can repay it by installments, and if he has other assets, he can repay it with assets.

Legal basis:

Article 675 of the Civil Code of People's Republic of China (PRC)

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

Online lending belongs to private lending, belongs to civil disputes, and does not turn into criminal cases, so it generally does not go to jail. Some people who are large in amount and deliberately overdue for a long time may be prosecuted. If the lender wins the case, the court will force you to repay by mortgage such as RV and deposit. If the lender does not own these properties, the court will restrict the borrower's high consumption, living needs and entry and exit. If the borrower insists on defaulting on his debts and runs away without paying back the money, the court will investigate his criminal responsibility, which means he will go to jail.