Affordable housing plays an important role in today's real estate market, and it is one of the benefits brought by the government to low-income housing groups. There are certain restrictions on affordable housing, including price, rent, area and application conditions. As affordable housing, the price is definitely lower than the commercial housing on the market, but the total price is still a threshold for many property buyers. So can affordable housing be loaned? Let's take a look with Qijia. Com experts.

First, can affordable housing be loaned?

Affordable housing can be purchased by loan. As long as the buyers who meet the application conditions for housing provident fund-related loans are eligible to purchase affordable housing, they can all purchase them by loans. However, affordable housing is generally limited to housing provident fund loans, requiring developers to complete relevant sales and loan procedures, and the down payment ratio cannot be less than 20% of the total property price.

Second, what are the affordable housing?

1, affordable housing

Affordable housing is one of the typical affordable housing, which is built by the government in the form of allocation, and is free of supporting fees for urban infrastructure. Moreover, there are certain preferential policies for taxation, which are aimed at low-income groups with certain ability to pay and housing difficulties.

2. Low-rent housing

Low-rent housing, as its name implies, is a kind of low-rent rental property, and the property right belongs to the government and institutions. Rent it to low-income families at the approved rent, so there is no property right. It is a very popular choice for low-income people and people with difficulties in life, much like public rental housing.

3. Directional resettlement houses

Resettlement housing is generally a house built in urban planning to resettle relocated households, and it is also a kind of affordable rental.

Editor's summary: The above is an introduction about whether affordable housing can be loaned. I hope what Bian Xiao shared can give you some reference. If you want to know more, you can pay attention to our family. Com for consultation.

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