1, stock houses refer to houses that have been purchased and obtained real estate licenses, mainly some second-hand houses that have never lived, including real estate developed by developers in the later period, houses in the hands of creditors and related types of houses sealed up by the court, and are currently vacant.

2. Incremental housing usually refers to new commercial housing built by real estate developers, that is to say, real estate that can increase the number of existing houses, usually also called first-hand housing.

There are certain risks in purchasing stock houses, which are mainly manifested in the following two points:

1, property right risk

For example, the seller is not the property owner, or the seller exists. If someone encounters this situation, it is necessary to compare the property right certificate with the ID card, which is also to verify the authenticity of the property right certificate.

2. Capital risk

For example, for second-hand houses that are still repaying loans, many homeowners will ask buyers to use the down payment to repay the remaining loans to lift the mortgage status of the houses. Because the operation is risky and prone to a series of problems such as misappropriation of funds, we should try our best to choose the first payment service launched by the intermediary company. Yoshiya real estate encyclopedia, buying a house needs more knowledge.