According to Cai Xi's survey. Com, as long as the borrower's personal credit is good and meets the relevant conditions, such as Chinese mainland citizens aged 22-60 with full capacity for civil conduct; Have strong repayment will and good repayment ability; Have a proper occupation and a stable income; If you can provide certain collateral or guarantor, you can apply for a loan at Bank of Communications. Of course, different types of loans need to meet different conditions.