At present, there are many platforms for private small loans. Be careful to choose a formal and legal loan platform. It is best not to borrow if the annual interest rate exceeds the usurious level. The general application conditions for formal private small loans are as follows: 1. The applicant is over 18 years old and provides a valid identity document; 2. Has independent civil capacity; 3. Has a stable job and income, and has a certain amount of repayment ability. Ability; 4. Good personal credit, no bad credit record; 5. Personal debt ratio is not high. For more information about private small loan conditions, enter: /ask/475d7b1615839479.html?zd to view more content