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Can a small property right house be used as a decoration loan?
First, can small property houses be used as decoration loans?

Yes, as long as there is proof of ownership.

Second, can Yulin's small property houses be renovated with loans?

Of course. Yulin small property houses can be decorated with loans. Home improvement loans, also known as decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of family housing decoration, that is, unsecured credit loans. In principle, the single loan amount of personal housing renovation loan issued by the bank shall not exceed 654.38 yuan +0.5 million yuan, and shall not exceed 50% of the total cost of renovation project.

Third, can small property houses be inherited?

Small property houses cannot be inherited. But its income and fruit can be inherited. Owners of small property rights mainly refer to houses rebuilt in villages on construction land approved by relevant government departments in terms of land, planning and construction, or property houses can be occupied, used and benefited due to transfer and transaction.

legal ground

Article 362 of the Civil Code of People's Republic of China (PRC)

The owner of the right to use the homestead enjoys the right to occupy and use the collectively owned land according to law, and has the right to use the land to build houses and ancillary facilities according to law.

1, 100

Legacy is the personal legal property left by a natural person when he dies.

An inheritance that cannot be inherited according to the law or the nature of the inheritance shall not be inherited.

Article 9 of the Land Administration Law of the People's Republic of China

Land in urban areas belongs to the state.

Land in rural and suburban areas belongs to the state, except as provided by law; Homestead, private plots and private hills are collectively owned by farmers.