There are many ways to deposit money in the bank, such as current account, lump-sum deposit and withdrawal, and lump-sum deposit and withdrawal. Money in the bank is called capital; The extra money paid by the bank when withdrawing money is called interest; The ratio of interest to capital is called interest rate. Lump sum deposit and withdrawal is our common method. Take the calculation of lump sum deposit and withdrawal interest rate as an example. The balance of lump-sum deposit and withdrawal is increasing day by day, so the interest formula of lump-sum deposit and withdrawal cannot be simply applied. The formula is as follows: sn = a (1r) a (12r)? A (1nr) = na 1/2n (n the principal deposited in each installment, SN is the sum of principal and interest after N installments, and SN can also be called the final value of a simple annuity. In the above formula, NA is the total principal saved, and1/2n (n101) ar is the total interest earned. Deposit) demand deposit 0.40 three-month time deposit 2.60 half-year time deposit 2.80 one-year time deposit 3.00 two-year time deposit 3.90 loan interest rate: interest rate update time: 20 1-(%) six months to one year (including1year) three-year loan 6./kloc
2. What is the monthly mortgage repayment of 500,000 yuan 15?
The following is calculated according to the benchmark interest rate of 6.55% (the monthly interest rate is in my software, so it is 6.55/ 12).
Equal principal and interest, repayment in the same month.
Equal repayment method from more to less.
For reference only, thank you.
Three. How much is the monthly payment for 506,5438+05?
If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China Merchants Bank Home Page: Central Financial Instrument-Personal Loan Calculator.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.