1. Borrowers need to check whether they meet the conditions for family farm loans. The general borrower needs to hold a business license approved by the administrative department for industry and commerce at or above the county level, a certificate approved by the state-owned farm, a certain amount of liquidity, a local account, a good farm economic benefit, and no personal bad credit record.

2. The borrower shall apply to the bank that issues the family farm loan business with the required materials. Generally required materials include farm business license, farm profile, legal person ID card and legal person introduction, financial statements of the last three months, personal balance sheet, family farm application form, loan repayment instructions, etc. If there is a capital verification report, and agricultural machinery, agricultural and sideline products or land contractual management rights are used as collateral, relevant certificates are also required. Note that all materials should be stamped with the official seal of the family farm;

3. The bank examines the borrower's materials;

4. After approval, the bank notifies the borrower and signs the contract;

5. Banks issue loans to borrowers.

Steps to apply for family farm registration

1. Eligible farmers bring relevant materials and apply to the village or community where the farm is located;

2, the village or community rural work department to apply for a farm farmers to conduct a preliminary examination, and put forward opinions, and then send the materials to the town or street departments;

3. The rural work department of the town or street conducts a second review of the farmer's materials and puts forward opinions, and then sends the materials to the rural work departments at the county, city and district levels;

4. The rural work departments of counties, cities and districts shall identify the materials, register eligible farmers, establish files and issue family farm certificates;

5 county, city, district rural work departments will have issued certificates of farmers and farms reported to the higher municipal departments for the record.