Hello, generally speaking, retirees can't buy a house with provident fund loans after retirement. Because according to the regulations on provident fund management, retirees can only withdraw provident fund, not mortgage. In the case that the provident fund loan cannot buy a house, only commercial loans can be made. Loans will require borrowers to provide proof of income and proof of work, but retirees are unemployed and cannot produce this proof. In the eyes of banks, pension can only be used as the basic guarantee of life, but not as proof of income, which is not enough to support monthly payment.