If the lender chooses the car loan from the bank, he can contact the loan bank and get back his motor vehicle registration certificate after paying off the loan.
If it is the selected automobile manufacturer finance, then you need to communicate with these loan platforms to see how to deal with it.
After getting back the motor vehicle registration certificate, the lender needs to take all relevant information to the vehicle management office to go through the formalities of car release, and the car release will be regarded as a complete success. From the whole process, there is no business intersection with 4S stores.
Of course, if the lender can't remember where he borrowed the money, he can contact the 4S shop. Generally speaking, 4S stores will have relevant records, and they will help with the inquiry.
Under normal circumstances, after the car loan is paid off, you won't go to a 4S shop.
If you are not sure about your personal credit status, you can search for "Changbai Data", click Query, and then enter information to get 100 lines of credit data. However, it should be noted that with the establishment of the credit report of 100 banks, the overdue situation of personal online loans will inevitably affect the credit record, so we must think twice before you act.
Extended data:
Buying a car, a 4s shop loan or a bank loan?
Whether to buy a 4s shop loan or a bank loan depends on the actual situation of the user.
The advantage of bank loan is that the loan interest rate will be relatively low, but the disadvantage is that the threshold is high, and the personal credit and income of the borrower are strictly examined, with complicated procedures and long examination time.
The advantages of 4s shop loan are low threshold, fast loan, convenient application, no mortgage and no guarantee, but the disadvantage is that the interest is much higher than that of banks.
In addition, bank loans have no requirements for models, while 4s shop loans only provide loan services for their models.
Users can decide whether to lend to 4s stores or banks according to their own situation.