1. Employees shall apply to their units for withdrawal of housing provident fund. Upon verification, the unit to which it belongs shall issue an application for withdrawal in duplicate. The employees of centralized sealed households apply to the sub-center or management department for extraction.

2. The employee shall apply for the withdrawal of housing provident fund from the sub-center or management department where the unit pays the housing provident fund with the application materials such as the Application for Withdrawal, and the sub-center or management department shall issue the Notice of Withdrawal, which shall be signed by the employee to confirm the withdrawal amount.

3. On the same day, the employee shall go through the withdrawal formalities at the Construction Bank with the Application for Withdrawal in duplicate and the Notice for Withdrawal in triplicate verified by the sub-center or the management department.

4. The employee will return a withdrawal notice to the unit as the accounting voucher of the unit after the payment is confirmed by the Construction Bank.

Extraction condition

Housing consumption extraction includes one-time extraction of housing consumption and monthly extraction of housing consumption.

1. One-time exit: including purchase of commercial housing, price-limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self-occupied housing; Construction, reconstruction and overhaul of self-owned houses on rural collective land

2. Monthly withdrawal: including repayment of housing loan principal and interest; Pay the rent of economic rental housing with rent or * * rental subsidy.

Non-housing consumption extraction includes cancellation extraction and monthly extraction.

1. Account cancellation withdrawal: including divorce and retirement; Workers with agricultural household registration are 60 years old for men and 55 years old for women; Settle in foreign countries, Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Workers who have been sentenced to punishment, moved out of this city or are not registered in this city leave this city and terminate or terminate their labor relations with their units; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; Work outside the administrative area of this Municipality and establish and deposit housing provident fund locally; The employee is dead or declared dead. Compared with the original withdrawal policy, the withdrawal of agricultural household registration workers for two reasons, that is, men over 60 years old and women over 55 years old, working outside the administrative area of this Municipality and establishing and paying housing provident fund locally, has been increased.

2. Monthly withdrawal: including those that have been included in the scope of minimum living guarantee for urban residents in this Municipality or the scope of special hardship assistance; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe combined trauma, severe electric injury and various cancerous lesions) are hospitalized. Compared with the original extraction policy, it has increased the reasons for being included in the scope of poverty alleviation.