The basic medical insurance premium is based on the average social wage of employees in the city in the previous year, and the basic medical hospitalization fund and large relief fund of 6543.8+ 10,000 yuan for one year are paid according to the proportion of 4.9%. After retirement, you only need to pay a large amount of assistance of 100 yuan every year. The total payment this year is 1285.36 yuan.

After the male reaches the age of 60, the actual payment period is not less than 25 years; After the female reaches the age of 55, the actual payment period is not less than 22 years. If the actual payment period is insufficient, a one-time payment will be made based on the average salary of employees in this city last year at the retirement age, and retirees will enjoy basic medical hospitalization benefits from the next month. The specific payment amount needs to be verified and calculated at the flexible employment window on the second floor of the medical insurance center.

Medical insurance cards can't be bought in pharmacies.

deal with

The legal working age is the insurance age.

The insured refers to self-employed, freelancers, migrant workers (holding migrant workers' work permits issued by the labor department), unemployed people, and employees whose units are temporarily unable to pay fees and cannot participate in basic medical insurance, who have the ability to work and are employed in flexible forms such as part-time, temporary and flexible working systems.

Be sure to register the contact number in detail.

It is understood that people with hukou in this city carry the original and photocopy of ID card, the original and photocopy of hukou book, the first page of hukou book and two recent one-inch (3.3 cm) color photos without a hat. When they apply for insurance for the first time, they must go to the flexible employment window on the second floor of the medical insurance center. In addition to the above procedures, foreign household registration personnel also need to hold a residence permit issued by the public security department and an employment contract issued by the labor department, which must be handled by themselves in the medical insurance center.

It should be noted that flexible employees must register their contact numbers (fixed line and mobile phone) in detail when they join the insurance, so as to inform them in time before they need to pay.

perform formalities

1. declaration and registration: flexible employees should go to the medical insurance bureau to handle the morning paper and register with the original and photocopy of their ID cards. After passing the exam, apply for everyone's medical insurance certificate, card and special office.

2. Approved payment: According to the application and registration of flexible employees, the Municipal Medical Insurance Bureau conducts verification according to regulations and fills in the payment verification form.

3. Payment process: Flexible employees pay directly to the tax hall of the Municipal Local Taxation Bureau with the payment approval form stamped with the special seal of the Medical Insurance Bureau. The fee ticket is sent by the Municipal Local Taxation Bureau to the Municipal Labor Settlement Center, and the Municipal Labor Settlement Center is sent to the Medical Insurance Bureau. The medical insurance bureau regularly transmits the payment verification data of flexible employees to the labor settlement center once a month.

At present, the medical insurance for flexible employees has been strongly supported by national policies, and flexible employees can enjoy basic medical insurance according to law.

time of payment

1. The minimum payment period system and the actual payment period system are implemented in places where flexible employees participate in basic medical insurance. Generally, the minimum payment period for men is not less than 25-30 years; Women are not less than 20-25 years old. In the implementation of the basic medical mutual assistance Xi system, the continuous length of service or the number of years of participation in the basic old-age insurance reached the national regulations as the payment period. If the actual payment period is specified in the accumulated payment period of participating in the basic medical insurance, retirees will enjoy the basic medical insurance benefits. If the statutory retirement age is reached, the minimum payment period and the actual payment period do not meet the prescribed standards, retirees will enjoy medical insurance benefits after paying the basic medical insurance premium in poor years.

2. The main components of flexible employees are laid-off workers with large age structure. According to relevant data, 44% of people are between 35 and 40 years old, 465,438+0-50 years old, and 65,438+06% are over 50 years old. After the actual payment period is 10- 15, that is, 10- 15, most people have reached the statutory retirement age, so they can stop paying and enjoy medical treatment. The medical expenses paid during 10- 15 are 7-8 thousand yuan. After the employees of the unit retire, the unit still bears about 6% of its medical insurance premium. Retirees from bankrupt units pay the medical insurance premium of 10 years when they participate in medical insurance, which is about 7-8 thousand yuan, but compared with flexible employees, they enjoy medical insurance benefits for a relatively short time. In addition, some urban residents who have resigned from their employers or stayed at home for a long time are also flexible employees. After they joined the insurance, they used the whole fund more than other employees. From the above analysis, it can be seen that it is obviously unfair for flexible employees to pay medical insurance premiums and enjoy medical treatment for retirees after reaching the legal age of 10- 15, compared with the insured units and retirees from bankrupt enterprises. In order to reduce the burden and avoid responsibility, some employers may push employees close to retirement age to the society. Medical insurance emphasizes the burden of both parties, the equality of rights and obligations, and embodies fairness. Therefore, experts believe that when flexible employees reach the actual payment period and statutory retirement age, they should pay the medical insurance premium for about 5 years in one lump sum according to the payment method of unit retirees in order to enjoy the medical treatment of retirees.

Flexible employees to participate in the basic medical insurance to implement the minimum payment period and the actual payment period system. The minimum payment period is 30 years for men and 25 years for women. The actual payment period is the accumulated years of participating in the basic medical insurance and paying in full, and the period must be 10 years.

Flexible employees need to always pay attention to the policies formulated by the state and fully protect their rights and interests.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.