For students, China Merchants Bank currently only offers study abroad loans. The overseas study loans issued by China Merchants Bank to natural persons in some cities are used to pay for visa applicants’ tuition fees, living expenses and other expenses incurred during their study abroad period. Generally, it is handled by mortgage, and the loan period is not more than 8 years (inclusive); it is handled by pledge, and the loan period is not more than 6 years (inclusive); it is handled by credit, and the loan period is not more than 2 years.