1. If you just need a house, continue to repay the loan. Although it is difficult to make money now, I must stand up for myself and my family. Well, man, he just gritted his teeth and walked painfully forward with a heavy load. If there are many houses, then you need to choose whether to repay the loan or turn the house into a foreclosure house. The most common operation is to use the current house as collateral, take a sum of money, pay it off in a few months, and then automatically stop and become a foreclosed house. And make money from it. A house is also a commodity, which can go up or down. When it comes to it, you can make a choice according to your ability. Be calm when you encounter difficulties, your heart is like thunder, and your face does not change color!
2. Even if you just need a family, you don't want to see your property shrink sharply. They still expect a steady rise in house prices, even a small increase, which can be expected! Of course, if the house price drops sharply, the person who bought the house with the previous loan is likely to choose to give up repaying the loan! For example, the total loan amount has exceeded the current total housing price, which means that repayment has no meaning and value for buyers! Many people would rather give up their houses than go back to the bank! Especially today, when the epidemic is not over, people's employment prospects are uncertain and the economic pressure is enormous, so it is very difficult for people to repay their loans. Giving up repaying loans has become a helpless move for many people. However, the possibility of this situation is still very small. After all, such a huge drop in house prices may bring a series of serious social problems. From a macro perspective, the state will definitely actively supervise.
At present, the decline in house prices should not be too drastic, and a small fluctuation or a small decline is normal. For ordinary buyers who only need to buy a house, they will still repay the loan as usual. If they really can't do anything, they will also consider actively selling to get rid of the financial dilemma of repaying loans! As for those real estate speculators, it is impossible for house prices to return to the roller coaster. It is wise to get rid of them as soon as possible!