(China Merchants Bank) If you need to apply for provident fund loans, you can directly contact the personal loan department of local outlets to confirm whether there is provident fund loan business and related business regulations in your area because of the different policies of each city!

For example, in Shenzhen, the loan amount of housing provident fund is a provident fund account for calculating the loanable amount, and the following conditions must be met: 1. Monthly repayment of the total loan principal and interest (50% of the applicant's housing provident fund deposit base is paid in equal amount. * * * Participate in the quota calculation, and the applicant's deposit base can be accumulated. 2. Difference in loan amount of housing provident fund. 3 individual workers, the maximum amount of a single housing provident fund loan is 500,000 yuan; If the applicant and * * * jointly apply, and * * * and the applicant jointly participate in the quota calculation, the maximum amount of a single housing provident fund loan is 9. If the housing provident fund has not been withdrawn for more than three consecutive years before applying for the provident fund loan, the per capita provident fund account will be increased by 10%, but other conditions stipulated in the preceding paragraph shall be met. Qiqihar in Heilongjiang

2. How much provident fund can I borrow by paying 3000 yuan a month?

The monthly provident fund is 3,000 yuan, and the maximum loan is 500,000 yuan. If the user pays the housing provident fund in full, the maximum loan amount shall not exceed 500,000 yuan; If the user and spouse continue to pay the provident fund in full at the same time, the maximum loan amount shall not exceed 700,000.

Three, a month's provident fund is still 3,000 commercial loans and more than 7,000 loans. How much is the total loan?

One month, the provident fund also paid 3,000 commercial loans, and the benchmark interest rate of 7,000 provident fund loans was 3.25%. At present, the interest rate of the first suite of commercial loans in Chengdu market is basically above 5.635%, and the interest difference between them is almost double. Take a loan of 400,000 yuan for 20 years: the monthly provident fund is 2,268 yuan, while the commercial loan of 200,000 yuan needs 2,782 yuan.

4. how much can I borrow if I open 3000 yuan a month and pay the provident fund for half a year?

More than100000