There are two ways. The first way is through mortgage. For example, we have a mortgage house in our name, and it's time to repay it. We can apply for a second loan in the same bank, but the interest may be higher. However, it should be noted that when you have two mortgages, you must be the same bank as the first mortgage. If the first loan is made in CCB, the second loan cannot go to ICBC, and the second loan needs to be made in CCB. There is also a form, that is, to find a guarantee company to pay in advance. If a property under your name is still mortgaged and has entered the repayment period, you can find a formal guarantee company to pay in advance, pay off the loan first, and then mortgage the loan.
Second, Dalian Jinzhou mortgage house mortgage loan! Can I get a loan? When is the earliest?
A mortgaged house can't bring money unless the loan is paid off, because unless you find an investment company to help you pay off the loan, the interest rate for making a second loan is higher.
3. What are the mortgage steps of mortgage house?
If it is handled through our bank, we do not accept secondary mortgage at present, that is, the mortgaged property cannot be used as collateral to apply for a loan again; Specific policies can also contact the personal loan department of local outlets for consultation and confirmation.
If you apply for less than 50,000 yuan, you can log in to our mobile banking first, click "My"-"All"-"I want to borrow money" to try to apply through this interface, or apply for a loan through a credit card; Log in to Pocket Life, click Card Finance-Reserve Fund-Apply Now below, and try to apply for reserve fund here, depending on the audit results.