Pay back on a monthly basis. Dream loan is a monthly loan, with a minimum of 1 month and a maximum of 12 months. The repayment method is installment payment, which is paid once a month. Dream loan was established in June 20 13. It is an online platform invested by Shanghai Dingzhu Information Technology Co., Ltd. to provide credit loans for intellectuals with dreams, focusing on providing all-round services such as financing, intellectual integration and integration for intellectuals to realize their dreams.