Conditions for ICBC to handle credit cards:
1. To apply for a credit card, you must be at least 18 years old, have a regular job, have a stable income and live in urban and rural areas.
2. When filling in the application form, you need to fill in the cardholder's autograph.
3. Provide the issuing bank with copies of the ID cards of the supplementary cardholders and guarantors.
Matters needing attention for ICBC to reissue credit cards:
1. When you get a new card, you need to sign in the signature column on the back of the card immediately. This signature should use the "common signature" in the application form, and pay attention to the signature style consistent with the signature on the back of the card in future transactions.
2. In order to ensure the financial security of the card and prevent the risks in sending, the received card must be confirmed to be enabled before it can be used.
3. After checking that the issuing letter and card are in good condition, call the 24-hour customer service center of the issuing bank to activate the card.
What does it mean to be a quality customer of China Merchants Bank's credit card? The first is high-income people. High-income people bring relatively little risk to banks, and high income can bring material foundation to high consumption.
Followed by high-consumption people. Obviously, only consumption can bring benefits to the issuing bank. The more you spend, the more the merchant will pay the card issuer.
What does it mean to remind quality customers to apply for a card every time they log in to ICBC online banking?
This is a discount for customers who have related business in ICBC.
You can try to get a card, maybe it will be faster.
Why didn't ICBC's quality customers apply for credit cards after receiving the newsletter? At the end of the year, it is difficult to withdraw funds, apply for cards and borrow money. It will not return to normal until February next year.
For your reference, the credit card you applied for does not meet the issuing conditions:
Usually, this means that your application is unsuccessful. Can provide more information, such as economic proof, real estate proof, driver's license, etc. , can improve the possibility of issuing cards.
What does it mean that the information provided by credit card processing does not meet the conditions for issuing cards? It shows that the bank does not recognize your qualifications enough and does not meet the conditions for issuing cards. Try to provide strong financial resources or proof of work! So that the bank can trust you
What does it mean to send a text message to remind China Merchants Credit Card to pass the preliminary examination? If it is a China Merchants Credit Card, it means that it has passed the preliminary examination, and a staff member will contact you to officially go to the door to apply for the card.
Is it easy for ABC's quality customers to apply for credit cards? Sure, it's easy. Generally, high-quality customers of banks have good preferential policies, such as giving priority to handling, relaxing handling conditions and increasing the quota, which will be much more comfortable than ordinary customers.
To apply for a credit card: 1 copy of ID card, 2 work certificate+work income certificate, the official seal of the company is required. As for whether you can pass or get a high-value credit card, it is generally related to the types of cards, such as ordinary cards and gold cards. The starting price of a gold card is generally above 10000. Puka/kloc-above 0/000. You can apply for 2-3 different card types at the same time, because applying for one may not pass. At present, the comprehensive examination and approval of credit cards is strict, and the examination and approval personnel are different, resulting in many results being sent together, others passed, and you did not. Your colleagues can generally guarantee that 1 will pass if they apply more.
ICBC texted me that I was a quality customer and asked me to reply and apply for a credit card, so I went back. I checked and told ICBC that I was a quality customer and asked me to apply for a credit card.
I asked him, isn't the credit card free of annual fee the next year after being swiped six times this year? Don't you need to pay an annual fee for someone like me who has never used a credit card? They said they don't have to pay an annual fee, so it doesn't matter if they don't bring it. Is that so?
Each bank has different regulations on whether the annual fee will be generated if the credit card is not used after activation.
Some banks will calculate the annual fee from the date of issuing cards, and some banks will calculate the annual fee from the date of opening.
Usually banks will have a free policy in the first year of using credit cards, and this free policy will vary according to the bank you choose.