At present, when buying a house in Zhuhai, the down payment is the same whether it is a new house or a second-hand house. The first time you buy a house (if you don't have a bank loan before, you can buy it for the first time even if you have a property under your name), you can pay a down payment of 30% (at present, some banks need 40%), and the second time you buy a house, you can pay a down payment of 60%. You can't borrow money for the third time or above.

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