1. In what year did MaMa Finance submit its credit report?

Submit your credit report. In September 2016, Malaysian consumer finance was among the first batch to be connected to the China Internet Finance Association’s credit information sharing platform. In June 2018, consumer finance signed one of the first batches of contracts with the first market-oriented credit reporting agency in China - Baihang Credit Reporting

2. Are the loans from MaMa Finance listed on the credit reporting system?

As long as it is a loan They are all subject to a credit report, and overdue records will also be displayed on the credit report.

3. Why does Immediate Consumer Finance appear in my credit record? I have not used their loan products. Please answer.

You must have used Immediate Consumer Finance. It is not necessary. When using the loan products of MaMa Finance, some of them are just curious and want to take a look.

Malaysia Consumer Finance is a consumer finance company approved by the China Banking Regulatory Commission, so MaMaConsumer Finance has a credit report. It's just like a loan. Once everyone has a loan default, it will affect their personal credit record.

Whether it is central bank credit reporting or private credit reporting data, credit has become a symbol of value. Nowadays, credit consumption and credit realization are very common. When providing consumer installment services, users with good credit are paying interest , there will be more discounts on the quota. Many platforms have also launched various innovative credit monetization models such as car rental and exclusive bicycle services.

4. Is Mamo Finance’s credit report? Since Mamo Finance was officially launched in 2015, the scale of its loans has become larger and larger, and its products Mamodai, Anyihua and Mamo Wallet are all very attractive. Many friends are asking whether the financial meeting will conduct a credit check soon? Can I still apply for immediate finance if I have overdue behavior? Let’s take everyone to find out. It is understood that MaMa Finance generally requires a credit report, but Ma Ma Finance only reports to the People's Bank of China after the user is overdue. In terms of credit checking, as a formal financial institution, MaMa Finance, no matter what the loan threshold and application conditions are, credit checking is the most basic step and is indispensable. Therefore, Mashan Finance will check credit information, and users with poor personal credit records who apply for Mashan Finance loans are likely to be rejected. But the investigation is not absolute. According to the information obtained, there are different situations for different products of Immediate Finance. ?The version of Immediate Loan is a loan product that relies on big data assessment and has the characteristics of "thousands of people, thousands of faces", that is, different applicants will have different review procedures during the review process. For users with very good data review, Maly Finance will generally not check their credit information, while for users with poor data information, they will increase their credit review. As a software for borrowing money based on Sesame Points, the focus of the review of Ma Ma Wallet is that the user is the user’s Sesame Points, and credit checking is only an auxiliary means. Reminder? 1. It does not mean that you can repay overdue? 2. Credit report is a precious wealth. Everyone should cherish their credit record and avoid overdue behavior. ?3. Once you default, it is difficult to apply for a loan again, because many lending institutions have data sharing, so most lending institutions can detect a breach of contract.