A. If the children occupy the children's quota of parents' loan: if the parents fail to pay the provident fund, or the provident fund quota is too small to be loaned, the children's loan quota shall be based on the loan period of the children. Loan amount = (month loan-to-deposit ratio 0. 15+ month deposit) 12* year; After calculating with account balance 15 times, take the low value;

B. Children's loans for parents do not occupy the children's quota: both parents have retired, have never used provident fund loans before, and paid the provident fund normally in Dalian before retirement. The loan amount is calculated according to the retirement salary of the father or mother who retired in this city and paid the housing provident fund, and the loan period of the children one month before applying for the loan. That is, the loan amount = the monthly retirement salary of the father or mother who has a high pension, paid the provident fund and never applied for a loan, 0. 15 12* the loan period;

C. Spare parts: parents' and children's ID cards (if the children's spouses are married, they should be provided), household registration books, marriage certificates, provident fund cards, proof of kinship between parents and children, and credit reports of four people (father, mother, children and children's spouses) (if the number of children is not occupied, parents' retirement certificates and pension passbook should be provided). Thank you for your question. I hope I can help you.