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Chengde provident fund withdrawal policy
Legal analysis: In any of the following circumstances, employees may apply for withdrawal of housing provident fund:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(two) retired, retired and has been approved to enjoy the social low living security;

(3) Older laid-off workers who have completely lost their ability to work and terminated their labor relations with their units or terminated their labor relations with their units due to resignation, dismissal, dismissal, etc., and whose men have reached the age of 50 and women have reached the age of 40;

(four) after the enterprise is revoked or bankrupt, it is unable to carry out restructuring and has not made diversion arrangements;

(five) transferred from different places and moved out of Chengde to settle abroad;

(six) to repay the principal and interest of the purchase of self-occupied housing loans (including housing provident fund loans, commercial bank portfolio loans and personal housing loans);

(seven) non Chengde household workers, and the termination of labor relations;

(eight) the rent exceeds the prescribed proportion of family wage income;

(nine) other housing consumption determined by the Municipal Provident Fund Management Committee in accordance with the provisions.

Legal basis: Regulations of the State Council on the Administration of Housing Provident Fund.

Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.

The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

Seventeenth new employees began to pay the housing provident fund from the second month of work, and the monthly deposit amount was the employee's own salary multiplied by the employee's housing provident fund deposit ratio.

The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.

Eighteenth employees and units housing provident fund deposit ratio shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.

Article 19 The housing accumulation fund paid by individual employees shall be withheld and remitted from their wages by their units.

The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.